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在我国,企业年金作为企业为员工提供的补充保险以及福利计划的一项内容,为越来越多的人所关注。由于是一种新的保障方式,在企业和员工之外,政府对企业年金的特点、属性、运作做了种种规范,而商业保险公司也在觊觎着巨大的年金运作市场空间。一些人寿保险公司纷纷开始推出相关的产品,承诺更多的服务,以吸引企业及其员工同他们的合作。以至于让人们有理由相信,年金产品的推出有可能成为商业保险公司人身保险产品的一个重要的利润增长点。对于企业来说,谁的产品是最合适的、最让人放心的?对于保险公司来说,怎样的产品是最适应市场的,怎样的服务是最受欢迎的?对于国家和政府来说,怎样的运作是最规范的、最有效的和对公民是最负责的?而对于个人来说,如何监督年金的运作,保护自已的权益?围绕着企业年金的每一个问题,都在逐渐浮出水面。本栏目将陆续推出相关文章。
In our country, enterprise annuity is regarded by more and more people as an element of supplementary insurance and welfare plan provided by the enterprise for the staff. Since it is a new mode of protection, the government has made various regulations on the characteristics, properties and operations of enterprise annuities beyond the enterprises and employees. Commercial insurance companies are also operating huge market space for annuities. Some life insurance companies have started to launch related products, promised more services to attract businesses and their employees to cooperate with them. So that people have reason to believe that the introduction of annuity products may become a commercial insurance company life insurance products an important profit growth point. For the enterprise, whose products are the most suitable and most reassuring? For insurance companies, what kind of product is the most suitable for the market, what kind of service is the most popular? For the country and government, How to operate is the most standardized, the most effective and the most responsible for citizens? And for individuals, how to supervise the operation of annuities and protect their own rights and interests around the enterprise annuity every problem are gradually emerge water surface. This column will be launched one after another related articles.