论文部分内容阅读
随着金融业的迅猛发展和信用消费等消费形式的普及,消费者与金融机构的联系日益紧密,金融机构提供的产品与服务也已渗透到消费者生活中的方方面面,金融消费在方便消费者生活的同时也存在着威胁消费者权益的因素。保护金融消费者权益是金融业健康发展的关键,相关机构应以界定金融消费者的基本定义及其基本权利为着入点,明确立法思路和保护渠道,能够使金融消费者人群保护机制得到完善,并确保金融消费市场的可持续发展。本文将从金融消费者权益保护现状入手,并深入探讨金融消费者权益保护相关法律问题。
With the rapid development of the financial industry and the popularization of consumer forms such as credit consumption, consumers are increasingly in touch with financial institutions. Products and services provided by financial institutions have also penetrated into all aspects of consumers’ lives. Life, there are also factors that threaten the rights and interests of consumers. Protecting the rights and interests of financial consumers is the key to the healthy development of the financial industry. The relevant agencies should take the basic definition of financial consumers and their basic rights as the starting point, clarify the legislative ideas and protection channels, and improve the protection mechanism for the financial consumers , And ensure the sustainable development of the financial consumer market. This article will start with the status quo of financial consumer protection and further discuss the legal issues related to the protection of financial consumers’ rights and interests.