融资困难是制约中小企业发展的一个世界性难题。我国中小企业融资担保体系初步建立,在实施和运行过程中存在诸多困难和障碍。我们要立足国情,积极实施政府推进型的中小企业融资担保制度,通过完善中小企业融资担保相关法律制度,拓展中小企业融资渠道,推进中小企业向前发展。 Financing difficulties are a worldwide problem restricting the development of SMEs. China’s SME financing guarantee system was initially established, there are many difficulties and obstacles in the implementation and operation. We must base ourselves on our national conditions and actively implement the government-sponsored financing guarantee system for SMEs. By improving the legal system for guaranteeing financing for SMEs, we should expand the financing channels for SMEs and promote the development of SMEs.