伊斯兰经济系统的人文驱动力主要由宗教信仰和伦理精神构成,其运行目标是信仰、伦理与经济行为的内外一致性。伊斯兰认为,经济活动是人类生存和发展所必需的,但经济活动带来的物质利益的满足并不能完全体现人的价值,人除了现世的物质需求之外,还须有超越现世的精神需求,而且只有确立信仰和由信仰支撑的伦理规范在人们经济生活中的主导地位,才能使人们在追求自身的物质利益时不至于遗失崇高的道德情怀。这一价值取向赋予了从事经济活动的主体以意义,这种意义的内核即是信仰与务实的融合。 The humanistic driving force of the Islamic economic system is mainly composed of religious beliefs and ethical spirits, and its operating objective is the internal and external coherence of beliefs, ethics and economic behavior. Islam believes that economic activities are necessary for the survival and development of mankind. However, the fulfillment of the material benefits brought by economic activities can not fully reflect human values. In addition to the current material needs, man must have spiritual needs beyond the present world, Only by establishing the dominant position of the belief and the ethical norms supported by faith in people’s economic life can people not lose their lofty moral feelings while pursuing their own material benefits. This value orientation gives meaning to the subject engaged in economic activity. The core of this meaning is the integration of faith and pragmatism.