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我国农村社会保障水平明显低于城市,西部地区明显低于东部沿海地区,在被覆盖的群体和地区仍有众多的人员游离于社保之外。目前,我国大多数公民仍被排斥在正式的基本养老制度之外。统计显示,截至2009年末,我国50%以上的从业者没有为正式的养老保障制度所覆盖,60岁及以上老人中约一半没有任何养老金。以职工基本养老保险制度为例,基本局限于城镇职工,而灵活就业人员及农民工群体尚未被纳入。
The level of rural social security in our country is obviously lower than that in cities. The western region is obviously lower than the eastern coastal region. There are still many people in the covered groups and regions that are free from social security. At present, most of our citizens are still excluded from the formal basic pension system. Statistics show that as of the end of 2009, more than 50% of our country’s workers were not covered by a formal old-age security system, and about half of those aged 60 and over did not have any pensions. Taking the basic old-age insurance system for employees as an example, it is basically confined to urban workers while the groups of flexible employed people and migrant workers have not yet been included.