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个人信用制度是社会信用制度的核心,完善高效的个人信用制度是建立我国社会信用体系的突破口。中国经济已进入信用经济,建立个人信用体系己经迫在眉睫。正确分析个人信用制度缺失的原因是提出相关政策和措施的关键。
Personal credit system is the core of the social credit system, and improving the efficient personal credit system is the breakthrough of building our country’s social credit system. China’s economy has entered the credit economy, the establishment of personal credit system has been imminent. Correct analysis of the reasons for the lack of personal credit system is the key to the relevant policies and measures.