邮电分营后，邮储业务收入占邮政总收入的比重逐年提高，不少县市局已达到或超过了一半，成了名副其实的“吃饭业务”。特别在出台了将县以下企业新增邮储余额再贷款给信用社使用的政策后，给邮储业务特别是农村邮储业务的发展开拓了广阔的市场空间。但是，由于不少农村邮储网 Post and telecommunications post-battalion, postal and postal business revenue accounted for the proportion of total postal revenue increased year by year, many counties and cities have reached or exceeded half, became a veritable “meal business.” Especially after the promulgation of a policy of adding new postal savings balances to credit unions for use by enterprises below the county level, it has opened up vast market space for the development of the postal and storage businesses, especially the rural postal and storage businesses. However, due to many rural post and telecommunications network