中小企业是国民经济中一支重要而活跃的力量，在世界各国的经济发展中都起着不可替代的作用。我国改革开放以来，中小企业为经济的持续快速增长做出过重大贡献，他们不仅创造着我国国民生产总值新增部分的大部分份额，提供了80％以上的就业机会，还在高新技术产业领域占有相当 Small and medium-sized enterprises are an important and active force in the national economy and play an irreplaceable role in the economic development of all countries in the world. Since the reform and opening up in our country, SMEs have made a significant contribution to the sustained and rapid economic growth. They have not only created the bulk of the new part of China's GNP, provided more than 80% of employment opportunities, and are still in high-tech industries The field occupies quite