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互联网金融的态势,正在深刻影响我国金融业创新与转型,跨界竞争者的出现,以一语言之是“夜深了、难入眠”;而快速发展中的移动互联网,又是一波扑面金融行业亟待认真应对的冲击。我们看到,以移动支付为基础的互联网金融应用将会极大地提升金融业务的运行效率,这有利于优化配置经济资源,实现金融行业的转型与发展,移动支付已然成为金融创新发展的重要领域。国务院高度重视移动支付产业的发展,把“建设移动支付安全可信公共服务平台、促进信息消费”作为国家战略的重要举措,目的是促进多
The situation of Internet finance is profoundly influencing the emergence of innovation and transformation of the financial industry in our country and the emergence of cross-border competitors. One language is “late at night, hard to sleep” and the rapidly developing mobile Internet is another wave Fight the face of the financial industry to seriously deal with the impact. We can see that the application of Internet finance based on mobile payment will greatly improve the operational efficiency of financial services, which is conducive to the optimal allocation of economic resources and the transformation and development of the financial industry. Mobile payment has become an important area of financial innovation and development . The State Council attaches great importance to the development of the mobile payment industry and takes “building a secure and credible public service platform for mobile payment and promoting information consumption” as an important measure for the national strategy with the objective of promoting more