收入差距一直是经济学家们的关注的焦点。本文力图以此来反映金融发展与居民收入之间的真实关系,以期能对我国金融制度和收入分配制度的创新的进一步有效开展有一定的参考意义。根据时间序列建立VEC模型,将城乡收入差距指标(IG)、金融相关比率(FIR)、金融效率指标(FE)作为变量,进行实证分析。结果表明,金融发展还会进一步扩大江苏省城乡收入差距。说明缩小城乡收入差距的压力还比较大。 The income gap has always been the focus of economists’ attention. This paper seeks to reflect the true relationship between financial development and household income in order to have some reference significance for the further effective development of China’s financial system and income distribution system. According to the time series, the VEC model is established and the urban-rural income disparity index (IG), financial-related ratio (FIR) and financial efficiency index (FE) as variables. The results show that financial development will further expand the income gap between urban and rural areas in Jiangsu Province. The pressure to narrow the income gap between urban and rural areas is still relatively large.