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临沂地区是地处沂蒙山区经济尚欠发达的农业大区,资源丰富。乡镇企业的起步和发展所需资金主要是农行、信用社贷款。1991年以来,该地区农行针对资金供求矛盾日益突出,部分企业和项目不适应市场竞争的实际,确立了“土、特、名、优、大、高、强、外”八字信贷方针,先后贷款50亿元,占全部乡镇企业贷款的96％,依托当地资源优势,把乡镇企业推上了健康、快速发展的轨道。去年,全区乡镇企业总产值达371.7亿元,实现利税40.9亿元,分别比上年增长124.3％和115.4％。今年第一季度显示出厚
Linyi is located in Yimeng mountainous area is still less developed economy, rich in resources. The funds needed for the start-up and development of township and village enterprises are mainly loans from ABC and credit cooperatives. Since 1991, the contradiction between supply and demand of ABC in this area has become increasingly prominent. Some enterprises and projects do not meet the actual needs of the market competition. They have established the "credit, credit, specialization, 50 billion yuan, accounting for 96% of all township enterprises’ loans. Based on the advantages of local resources, the township and village enterprises were promoted to a healthy and rapid development. Last year, the output value of township enterprises in the region reached 37.17 billion yuan, with a profit tax of 4.09 billion yuan, an increase of 124.3% and 115.4% over the previous year respectively. The first quarter of this year showed a thick