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海上保险法上的保证(warranty)制度由于其规定的严格性,在国际上受到了很多学者的批评,有关机构在酝酿着修改英国《1906年海上保险法》有关保证的规定。本文通过考察保证制度产生的原因、性质、特点以及在实务中存在的问题,分析了保证制度存在的合理性,认为保证制度未来发展的方向不是改变法律规定本身,而是完善实务中违反保证条款的法律后果,进而提出我国海上保险法中应当借鉴英国《1906年海上保险法》中有关保证的规定。
Due to the strictness of its provisions, the warranty system in maritime insurance law has been criticized by many scholars in the world. The relevant agencies are brewing amending the relevant provisions of the British Maritime Insurance Act of 1906. By examining the reasons, nature, characteristics and problems in practice, this paper analyzes the rationality of the existence of the guarantee system and believes that the future direction of the guarantee system is not to change the legal provisions themselves, but to improve the practice of violating the guarantee clause The legal consequences, and then put forward China’s maritime insurance law should learn from the British “1906 Marine Insurance Law” in the relevant provisions of the guarantee.