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今年7月19日,中国人民银行宣布放开贷款利率下限管制,这意味着我国利率市场化迈出了实质性的一步。17年间利率市场化的艰难进程利率市场化,是指存贷款利率均按照市场供需定价,完全由市场调节。以1996年放开同业拆借市场利率为起点,我国利率市场化改革进程迄今已经历了17年时间,碎步慢走,蹒跚而行。1996年6月1日,人民银行放开银行间同业拆借利率,一年后又放开银行间
July 19 this year, the People’s Bank of China announced the release of lower interest rates on loan controls, which means that the marketization of interest rates in our country has taken a substantial step. The difficult process of marketization of interest rates over the 17 years Marketization of interest rates means that the interest rates of deposits and loans are all priced according to market supply and demand and completely regulated by the market. Starting from the liberalization of the inter-bank borrowing rate in 1996, the process of marketization of interest rates in our country has been going through 17 years so far. On June 1, 1996, the PBC released the inter-bank lending rate and released the inter-bank one year later