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当前,部分金融机构以高息揽存放贷为特征的不正当竞争现象,在一些地区出现回潮,为此,中央电视台曾在新闻联播之前播发了中国人民银行的通知,重申严禁金融机构不正当存款竞争。可见,中央及人民银行总行对此事高度重视。本文试从法律角度对金融领域不正当竞争产生的危害及治理对策谈些粗浅的认识,以期抛砖引玉。
At present, some financial institutions have witnessed unfair competition characterized by high interest rates and lofty deposits and deposits, and have resumed their business in some areas. For this reason, CCTV broadcast the circular of the People’s Bank of China prior to the news network reiterating that it is forbidden to improperly deposit financial institutions competition. Visible, the Central Bank and the People’s Bank of China attach great importance to this matter. This article tries to talk about the harms of unfair competition in the financial field from the legal point of view and some superficial understandings about the management countermeasures, with a view to initiating the discussion.