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在票据行为中出票人签章属于绝对应记载事项,如果票据缺少当事人的签章,该项票据行为便归于无效。但笔者在实际工作中发现,目前一些企业和银行在办理票据业务时存在三方面问题:一是单位印章不规范。《票据法》实施至今,仍有不少开户单位未按规定更换印鉴、递交法人资格证书或法人授权委托书,使银行无法查验,很难辨认其预留法人印鉴的真伪。由此可能引起经济纠纷。
In the bill act drawer signature is absolutely should be recorded, if the bill lacks the signature of the parties, the bill will be invalid. However, in actual work, the author finds that there are three problems in the current business operation of some enterprises and banks: First, the unit seal is not standardized. Since the implementation of the “Negotiable Instruments Law”, there are still many account-issuing entities that fail to change their seals as required and submit their legal personality certificates or legal power of attorney, which make it impossible for the banks to examine them. It is hard to discern the authenticity of the seal of the legal person reserved for them. This may lead to economic disputes.