论文部分内容阅读
本文回顾了世界各主要地震国家地震保险的研究概况。结合我国地震经济损失研究的特点,提出了以地震危险性、震害预测和损失分析为基础的地震保险费率确定方法。计算中考虑了远震对长周期结构影响、抗震设计与加固、小区划因素及保险密度等的影响,并对这些影响因素的修正系数提出具体建议。本文还以数值实例说明建议方法的合理性和可用性。
This paper reviews the research status of earthquake insurance in all major earthquakes in the world. Combined with the characteristics of the study on earthquake economic loss in our country, the method of determining earthquake premium rate based on seismic hazard, earthquake damage prediction and loss analysis is proposed. The influence of teleseismic on the long-period structure, seismic design and reinforcement, sub-divisional factors and insurance density are considered in the calculation, and specific suggestions are made for the correction factors of these factors. The paper also illustrates the rationality and usability of the proposed method with numerical examples.