《劳动法》明确规定:“用人单位和劳动者必须依法参加社会保险,缴纳社会保险费”。参保与缴费是用人单位和劳动者必须履行的法定义务。当前,强制性的养老保险尚未覆盖到所有符合条件的劳动者,有相当一部分人员仍在社保大门之外。本文就当前扩大养老保险覆盖面存在的主要问题和解决的途径,谈点粗浅的看法。 “Labor Law” clearly states: “employers and workers must participate in social insurance according to law, pay social insurance premiums.” The insurance and payment are the legal obligations that employers and laborers must fulfill. At present, mandatory pension insurance has not yet covered all eligible workers, and a considerable part of them are still outside the social security door. This article talks about the main problems existing in expanding the coverage of endowment insurance and ways to solve it.