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据调查,目前有些乡镇企业屈服于行政压力。硬性将企业的风险抵押金全部缴存到乡镇经营站或合作基金会,由合作基金会进行资金融通。这样做不但破坏了资金分口管理原则,违反了国家的金融法规,扭曲了企业收取抵押金的根本目的,而且造成乡镇企业的资金形势更加严峻。例如我县某镇16个乡镇企业共收风险抵押金9.2万元,被硬性缴存到合作基金会后,合作基金会连同自有资金向社会投放了37.6万元,其中个体户(包括农户)共借33.6万元,乡镇企业只有1户借到4万元。使一些直接为农业服务的骨干企业因资金断空,影响原料购进。我认为对风险低押金的管理,不能脱离企业全体职工的监督,不能脱离本企业再生产循环;不能避开开户银行监督。企
According to the survey, at present, some township and village enterprises succumb to administrative pressure. Firmly deposit the risk deposit of the enterprise into the township management station or cooperative foundation, and make funds from the cooperative foundation. Doing so not only undermines the principle of fund management, violates the state’s financial laws and regulations, distorts the fundamental purpose of collecting mortgages, but also makes the fund situation of township and village enterprises even more severe. For example, a township in my county a total of 16 township enterprises receive risk deposit of 92,000 yuan, was hard to deposit to the cooperative foundation, the cooperative foundation together with its own funds to the community invested 376000 yuan, including self-employed (including farmers) By 336,000 yuan, only 1 village and township enterprises borrowed 40,000 yuan. So that some backbone enterprises directly serving agriculture will have an impact on the purchase of raw materials due to the shortage of funds. In my opinion, the management of low-risk deposits can not be separated from the supervision of all the staff and workers of an enterprise and can not be separated from the reproduction cycle of the enterprise; supervision of the opening bank can not be avoided. Enterprise