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通过运用三阶段DEA模型,本文按投入、产出与环境变量三类指标,对我国31个省(市、自治区)政策性农业保险财政补贴效率进行了分析与评估,实证结果表明我国农业保险财政补贴总体效率比较高,但有九个省区的财政保费补贴效率需要改进。因此,建议从三个方面提升财政补贴效率:一是探索建立农业巨灾保险;二是扩大农业大省政策性农业保险范围;三是进一步提升中央对西部民族省份农业财政补贴比例,大力发展特色农业保险,推动高原特色农业产业化,促进农民增收。
By using the three-stage DEA model, this paper analyzes and evaluates the efficiency of the financial subsidies for policy-oriented agricultural insurance in 31 provinces (municipalities and autonomous regions) in China according to the three indicators of input, output and environmental variables. The empirical results show that China’s agricultural insurance The overall efficiency of subsidies is relatively high, but there are nine provinces and autonomous regions need to improve the efficiency of financial subsidies. Therefore, it is suggested to improve the efficiency of financial subsidies in three aspects: one is to explore the establishment of agricultural catastrophe insurance; the other is to expand the scope of policy agricultural insurance in major agricultural provinces; the third is to further enhance the central government’s proportion of agricultural financial subsidies to western ethnic provinces and vigorously develop characteristics Agricultural insurance, promote the industrialization of plateau agriculture, and promote farmers’ income.