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自改革开放以来,中小企业一直活跃在我国的现实经济社会中,并且对活跃城乡经济、鼓励民众资助创业、满足社会各方面需求、促进国民经济发展起到了日益重要的作用。但是,与中小企业的蓬勃发展相不适应的是中小企业的融资环境,与大中型企业相比,中小企业的融资渠道窄,来源匮乏。作为中国经济发展中最具活力的经济组织,必须具有在整个社会资源配置中相匹配的地位,融资难一直困扰着中小企业的发展,因而本文探讨了中小企业融资方式的创新思路。
Since the reform and opening up, SMEs have been active in the real economy and society of our country and have played an increasingly important role in boosting the urban and rural economy, encouraging people to start their businesses, meeting the needs of all sectors of society, and promoting the development of the national economy. However, it is the financing environment for SMEs not suited to the thriving development of SMEs. Compared with large and medium-sized enterprises, SMEs have limited financing channels and lack of sources. As the most dynamic economic organization in China’s economic development, it must have a matching status in the allocation of resources in society as a whole. Financing difficulties have always plagued the development of SMEs. Therefore, this article explores the innovative thinking of financing for SMEs.