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山西省阳城县城关信用社在强化管理上做文章,在规范程序上严要求,狠抓了信贷规范化管理。四年多来共累计发放贷款1.5亿多元,没有发生一笔风险贷款,有效地支持了农村商品生产的健康发展。他们的做法是: ——坚持调查评估,确保贷款发放的可行性。根据上级有关贷款项目评估的要求,城关信用社在制定《贷款项目评估实施细则》的同时,成立了由分管主任、信贷员和所社负责人参加的贷款评审小组,其成员对贷
Chengguan credit cooperatives in Yangcheng County, Shanxi Province made an issue in strengthening management, demanding strictly on standardized procedures and paying close attention to credit standardized management. In the past four years, loans totaling more than 150 million yuan have been accrued and no risk loan has taken place, effectively supporting the healthy development of rural commodity production. Their approach is: - Insist on the investigation and assessment to ensure the feasibility of loan issuance. According to the higher level loan project evaluation requirements, Chengguan credit cooperatives in the development of “Loan Project Assessment Implementation Details” at the same time, set up by the charge officer, loan officer and the agency responsible person to participate in the loan review team, the members of the loan