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最大诚信原则是保险法的基本原则之一,如果保险合同双方当事人,辅助人,关系人若能很好的遵守,我国保险业一定能迅速健康地发展。可是在市场经济条件下,保险人,保险代理人,投保人及被保险人都在追求利益最大化,最大诚信原则经常受到冲击。本文就完善相关配套制度以实现最大诚信原则进行简要的探讨。
The principle of utmost good faith is one of the basic principles of the Insurance Law. If the parties, ancillary and related parties to the insurance contract can abide by it well, the insurance industry in our country will surely develop rapidly and healthily. However, under the market economy, insurers, insurance agents, policyholders and insureds are all seeking maximum benefits. The principle of utmost good faith is often under attack. This article will improve the relevant supporting system in order to achieve the principle of maximum integrity to conduct a brief discussion.