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当前我国已经进入老龄化社会,养老问题将对我国人民生活构成前所未有的挑战。随着我国人口老龄化、家庭结构小型化、城镇化进程加速、人口红利消失,老龄化进程与经济社会转型期的矛盾相交织,社会养老保障和养老服务的需求急剧增加。未来20年,我国人口老龄化日益加重,老龄事业发展任重道远。本文将对我国养老保险制度、双轨制问题的含义及弊端进行分析,探讨双轨制问题的解决。
At present, our country has entered an aging society and the problem of providing for the aged will pose an unprecedented challenge to the life of our people. With the aging of our population, the miniaturization of family structure, the accelerated process of urbanization, the demographic dividend disappearing, the process of aging and the contradictions in the economic and social transition period are intertwined, and the demand for social endowment insurance and pension services has sharply increased. In the next 20 years, the population aging in our country will be aggravated day by day and the development of aging will have a long way to go. This article will analyze the meaning and defects of China’s pension insurance system and dual-track system and discuss the solution to the dual-track system.