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在我国,随着工业化和城市化的打规模迅速发展,由环境污染和破坏造成的环境侵权及救济将成为今后的一大社会问题,环境责任保险可以分散风险,避免企业因巨额赔偿而破产,同时又能给受害者迅速、有效的救济,已经成为各国通过社会化途径解决环境损害赔偿问题的主要方式之一。自产生以来,环境责任保险制度就以其特有的优势从环境损害风险社会分担机制中脱颖而出,迅速盛行于各发达工业化国家,我国引进此制度只是时间问题,本文在介绍国外几种主要的保险模式基础上,博采众长,提出了自己的观点。
In our country, with the rapid development of the scale of industrialization and urbanization, environmental infringement and relief caused by environmental pollution and destruction will become a major social issue in the future. Environmental liability insurance can diversify risks and prevent enterprises from bankruptcy due to huge compensation. At the same time, prompt and effective relief to the victims has become one of the main ways for all countries to solve the environmental damages through social channels. Since its establishment, the system of environmental liability insurance has stood out from the social sharing mechanism of environmental damage risk with its unique advantages and prevailed rapidly in all developed industrialized countries. It is only a matter of time before the introduction of this system in our country. This article introduces several major foreign insurance models Based on, Bocaizhongzhang, put forward his own point of view.