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《反洗钱法》对公民、法人的合法权益的保护《反洗钱法》中要求金融机构通过建立客户身份识别制度和客户身份资料以及交易记录保存制度等履行反洗钱义务,却没有充分提及保护客户的隐私权问题。由于界线不够明确,就可能导致执法的偏差。就目前来看,反洗钱的主管部门随时都可以通过金融机构了解任何一个客户的情况,这在金融制度比较完善的国家里是不太可能的,这些国家的金融机构除了承担向有关执法机构递交可疑交易报告的义务外,还负有对客户隐私权保密的义务。
The Protection of the Lawful Rights and Interests of Citizens and Legal Persons in the Anti-Money Laundering Law The Anti-Money Laundering Law requires financial institutions to fulfill their anti-money-laundering obligations through the establishment of a system of customer identification and customer identification and a system for keeping records of transactions, but they fail to fully mention the protection Customer privacy issues. As the boundary is not clear enough, it may lead to bias in law enforcement. For the time being, the anti-money laundering authorities can readily understand the situation of any one client through financial institutions. This is not possible in countries with relatively complete financial systems. Financial institutions in these countries, in addition to undertaking to submit to relevant law enforcement agencies Suspicious transaction reporting obligations, but also have the obligation to keep the privacy of customers.