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本文从市场利率化改革的意义入手,分析了我国商业银行在市场利率化背景下负债业务面临的诸多风险,并针对性地提出了利率市场化下商业银行稳定负债应对策略。
This article starts with the significance of market-based interest rate reform, analyzes the many risks our country’s commercial banks face in the context of market-based interest rates, and puts forward some strategies to deal with the stable liabilities of commercial banks under the market-oriented interest rate.