近几年,湖南省集中连片特困地区扶贫贴息贷款在业务开办地区一定程度上发挥了缓解贫困农户融资难问题、扶持农业产业项目、促进地方经济特色产业发展的作用,较好体现了项目扶贫、产业扶贫的效应。但在实际开展扶贫贴息贷款中仍存在诸多问题需亟待解决。 In recent years, the subsidized loans for poverty alleviation in the concentrated contiguous and destitute areas in Hunan Province have played a role in alleviating the financing difficulties of poor farmers, supporting agricultural industrial projects and promoting the development of local economy and special industries in the business-starting areas, and have better reflected the project’s pro-poor , The effect of industrial poverty alleviation. However, there are still many problems that need to be solved urgently in practicing poverty alleviation loans.