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清代前期发挥作用的是白银、铜钱以及会票等民间自律货币并存的多元复合货币结构。清初废银论及萧条说,将白银作为社会衰败的原因,是从货币的职能和功能进行了片面的解读,白银的货币化表明中国的价值尺度实现了摆脱铜钱的根本转换。银钱比价的变动,决不是两者在供求上简单的数量关系,而是反映了基于金属货币的自然特质在质量不一、金属货币的非货币化前提下不同阶层货币占有的不均匀和财富分配的不平等,从而出现“白银陷阱”。突破金属货币数量限制的尝试仅限于基于基层共同体和行业组织人的信任为基础的自律货币会票之类,一国一通货性质的信用货币创造机制由于缺乏制度改进在清代前期未能实现。
The early Qing Dynasty played a role in the silver, copper coins and other non-government self-regulatory currency coexistence of multiple compound currency structure. Speaking of discredited silver in the early Qing dynasty, it was said that using silver as the reason for social decline was a one-sided interpretation of the functions and functions of the currency. The silver monetization indicated that the value scale of China has realized the fundamental conversion from the copper coin. The change in the ratio of money to money is by no means a simple quantitative relationship between supply and demand. It reflects the heterogeneity and wealth distribution of the natural strands of different strata based on the different natural qualities of the metal currency and the non-monetized metal currency Inequality, resulting in “silver trap ”. Attempts to break the limit of the amount of metal money are limited to autonomous monetary meetings based on the trust of the grassroots and industry organizations. The creation of a currency-denominated credit money in a country failed to materialize in the early days of the Qing Dynasty due to lack of institutional improvement.