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结合广州市社区合作医疗运行特点和我国基本医疗保障制度存在的问题,予以探索其对于完善我国医疗保障体系的重要价值。文章认为在我国基本医疗保障制度保障水平偏低,疾病风险不确定,医疗需求多元化和医疗费用的膨胀及人口老龄化背景下,应鼓励具有经济实力的社区、企业发展类似于企业年金的合作医疗,作为基本医疗保障制度的补充,这有助于弥补基本医疗保障制度的不足,满足多元化医疗需求。
Combining with the operation characteristics of community cooperative medical system in Guangzhou and the existing problems in China’s basic medical insurance system, we should explore its important value for improving the medical insurance system in our country. The article holds that under the background of the low level of guarantee of the basic medical insurance system, the uncertainty of the disease risk, the diversification of medical needs, the expansion of medical expenses and the aging of population, communities with economic strength should be encouraged to develop cooperation similar to enterprise annuity Medical treatment, as a supplement to the basic medical security system, helps to make up for the inadequacy of the basic medical security system and meet the diversified medical needs.