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我国的基本医疗保险体系改革是一个不断学习、试错、纠错和前进的过程,学习优秀的医保制度和改革经验对于推动医保制度创新具有重要意义。以往的医保政策研究多聚焦于欧美发达资本主义国家,本文选取了五个亚洲国家和发展中国家,从覆盖人群、筹资水平、补偿范围三个方面梳理它们的社会医疗保险政策。通过国际政策比较,总结我国在推广医疗保险的过程中取得的成绩和存在的不足,并提出相应的政策建议。
The reform of the basic medical insurance system in our country is a process of continuous learning, trial and error, error correction and progress. Studying excellent medical insurance system and reform experience is of great significance for promoting the innovation of the medical insurance system. Previous medical insurance policy research mostly focuses on developed capitalist countries in Europe and the United States. In this paper, five Asian countries and developing countries are selected to sort out their social medical insurance policies from three aspects: coverage of people, level of financing and scope of compensation. Through the comparison of international policies, this paper summarizes the achievements and shortcomings in the promotion of medical insurance in our country and puts forward the corresponding policy recommendations.