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经营者个人信用是指经营者个人在生产经营中或在生活中产生的个人信用历史记录经过评估而形成的个人信用状况,在个人信用档案中往往用简单的标准的符号表示个人信用的意愿和能力。个人信用可分为个人消费信用和个人经营信用两大块,我们所指经营者信用是个人经营信用。对经营者的个人经营信用进行研究,分析经营者信用的现状、产生的原因,并探索改善经营者信用的对策,对于整顿规范我国市场秩序和信用关系有很重要的意义。
The personal credit of the operator refers to the personal credit status formed after the personal credit history record of the individual in the production and operation or in the life. In the personal credit file, the simple and standard symbols are often used to express the personal credit and ability. Personal credit can be divided into personal consumer credit and personal business credit two blocks, we refer to the operator credit is a personal business credit. It is of great significance to study the personal credit of the operator, analyze the status of the credit of the operator, the causes of the credit, and explore the countermeasures to improve the credit of the manager. It is of great significance to the rectification and standardization of the market order and credit relations in our country.