我国保险法中并未规定相互保险制度,但其在西方国家保险体系中是普遍存在的,并且占有重要地位。近年来,为缓解我国保险市场的矛盾,国内一些学者提出了将相互保险公司制度引入中国的建议。本文就此问题进行了分析。 China’s insurance law does not provide mutual insurance system, but it is ubiquitous in the insurance system of the western countries, and occupies an important position. In recent years, in order to alleviate the contradiction of China’s insurance market, some domestic scholars put forward the proposal of introducing the mutual insurance company system into China. This article has carried on the analysis to this question.