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医疗保险是社会保险的重要组成部分,是对受保人因患病丧失工作能力时有权从国家获得基本医疗服务和基本生活保障的一种保障制度。 一、国外通行的医疗保险模式 纵观世界各国实行的医疗保险,迄今值得研究的主要有3种模式: 1.免费医疗模式 日本、英国等发达国家在二战后普遍实行免费医疗保险模式,只要是国民,并且按章缴纳医疗保险费,患病后一律享受免费医疗,如系雇员,
Medical insurance is an important part of social insurance and is a guarantee system for insured persons who have the right to basic medical services and basic living guarantees from the state when they lose their ability to work. First, foreign medical insurance model Looking at the medical insurance practiced in various countries in the world, there are mainly three kinds of models so far worth to be studied: 1. Free medical model Japan, the United Kingdom and other developed countries generally implement the free medical insurance model after World War II, Nationals, and according to the rules of payment of medical insurance premiums, will enjoy free medical treatment after illness, such as employees,