刚刚离职的金融服务当局主席 Howard Davies 先生,喜欢把这样一句拉丁短语 caveat emptor(消费者的谨慎)翻译成“小心那条狗”。这个玩笑反映了霍华德十分了解大众对众多的金融服务公司所持的藐视态度。然而,这同样暗示了由于依赖于对政府和联邦储备局的信任,消费者们已经变得太懒惰,太无知,以至于在接受金融服务时很容易被误导甚至上当受骗。这个观点是由财政部对 Ron 的提议所作的回应而引 Mr Howard Davies, the outgoing Financial Services Authority chairman, likes to translate such a caveat empathetic word for “cautious dog” into the Latin phrase caveat emptor. This joke reflects Howard’s well-understood public defiance of many financial services companies. However, this also implies that because of the reliance on trust in the government and the Federal Reserve, consumers have become too lazy and too ignorant to be easily misled or even deceived in accepting financial services. This view is echoed by the Treasury’s response to Ron’s proposal