今年以来,农发行平邑县支行在认真清理信贷资产,弄清占用形态的基础上,针对全县粮油企业亏损普遍较大,经营包袱沉重,贷款大量逾期,资金利用率低的实际,把帮助企业扭亏增盈作为信贷管理的一项重要工作来抓,与粮食主管部门积极配合,逐个企业解剖底子,帮助企业加强成本核算和费用开支管理,提高资金使用效益,取得了初步成效。一、算清三笔帐,增强企业扭亏增盈的紧迫感。今年年初,平邑县支行组织召开了各开户单位主管会计会,首先帮助企业算清亏损帐,其次算清无效资金占用帐。通过算帐对比,使企业认识到,只有压缩无效资金占用,才能减轻负担,增加效益,从而增强了加大措施力度,清收外欠款的紧迫感。再次算清成本帐。促使企 Since the beginning of this year, the Pingyi County Branch of the Agricultural Bank of China has been seriously cleaning up credit assets and clarifying the pattern of occupation. Based on the fact that the county’s grain and oil companies have generally suffered large losses, heavy operating burdens, large amounts of overdue loans, and low capital utilization, they have helped. The company turned losses into gains as an important task of credit management, actively cooperated with the grain administration department, and dismantled the basics of each company one by one to help the company to strengthen cost accounting and expense management and improve the efficiency of fund use, and achieved initial results. First, calculate three clear accounts, enhance the sense of urgency of the company to turn losses into profits. At the beginning of this year, the Pingyi County Branch organized and organized accountants’ associations for account-keeping units. It first helped the company calculate the loss account, and then calculated the account of the invalid funds. Through accounting comparisons, the company realized that only the use of compressed and ineffective funds can reduce the burden and increase the benefits, thereby enhancing the intensity of measures and clearing the sense of urgency for collecting outstanding debts. Calculate the cost account again. Promote enterprise