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本文主要通过对中美小微企业融资方式进行对比得出一些经验和教训来为我国小微企业融资提供一些建议。美国的经济市场相对我国发展时间更长,市场运作更为完善。虽然我国与美国经济体制不同,但在小微企业的发展过程中,美国的小微企业也遇到了融资难的问题并做出来一系列的应对措施。本文结合美国小微企业融资对策,对我国小微企业的融资难问题提出一系列建议。
This paper mainly draws some experiences and lessons by comparing the financing ways of small and medium-sized enterprises in China and the United States to provide some suggestions for the financing of small and micro enterprises in our country. The economic market in the United States has been developing for a longer period of time than our country and the market has become more perfect. Although China has a different economic system with the United States, in the development of small and micro-enterprises, small and micro enterprises in the United States have also encountered the problem of financing difficulties and have come up with a series of countermeasures. This article, combined with the financing strategies of small and micro enterprises in the United States, makes a series of suggestions on the financing difficulties of small and micro enterprises in our country.