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经国务院批准,人民银行决定,自2013年7月20日起放开金融机构贷款利率管制:取消金融机构贷款利率0.7倍的下限;取消票据贴现利率管制,改变贴现利率在再贴现利率基础上加点确定的方式;对农村信用社贷款利率不再设立上限;为继续严格执行差别化的住房信贷政策,促进房地产市场健康发展,个人住房贷款利率浮动区间暂不作调整。对这个决定,媒体、官员、专家、
With the approval of the State Council, the People’s Bank of China decided to release the interest rate control on lending institutions of financial institutions as of July 20, 2013: the lower limit of 0.7 times the lending rate of financial institutions should be lifted; the discount interest rate control should be abolished and the discount rate should be changed based on the rediscount rate Determine the way; RCC no longer set an upper limit on interest rates; to continue the strict implementation of differentiated housing credit policies to promote the healthy development of the real estate market, individual housing loan interest rates floating range for no adjustment. To this decision, the media, officials, experts,