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互联网的快速发展,促生了以信息网络技术为手段的、以商品交易为中心的商务活动,也就是现在的电子商务。电子商务的发展又促进了以移动支付的交易手段的迅速发展。现在社会一个巨大比例的移动用户群,加上不断完善的移动网络,移动支付用户基础已经扎牢。移动支付标准还不够统一,移动运营商、营运商、第三方支付企业和银行机构之间存在一定竞争,就在移动支付系统在开发阶段出现了一定的问题,并且这个时期是产业发展的关键期。所以有必要对移动支付系统的设计进行一定的分析和研究。
The rapid development of the Internet has given birth to business activities centered on commodity trading with the help of information network technology, which is now e-commerce. The development of e-commerce has also promoted the rapid development of the transaction means of mobile payment. Now a huge proportion of the community mobile user base, coupled with the continuous improvement of mobile networks, mobile payment users have been firmly rooted. Mobile payment standard is not enough unity, mobile operators, operators, third-party payment companies and banking institutions there is some competition between the mobile payment system in the development phase of a certain number of problems, and this period is the key to the development of the industry . Therefore, it is necessary to conduct a certain analysis and research on the design of mobile payment system.