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监管联席会议是相关监管当局组建的、旨在持续性地加强跨境银行集团监管合作与协调的常设机制。它是次贷危机催生的一项金融监管机制创新,是后危机时代国际社会为加强系统重要性银行监管而推行的一项全球化制度安排。监管联席会议一般以银行集团的母国监管当局为主导设立、以当局签署监管谅解备忘录为前提条件、以灵活的组织结构为基础运行,具有促进监管信息交流、协调监管行动和加强危机管理等重要制度功能。该机制在全球范围内的建立和推广,体现出银行监管理念的重大革新,即强调单一监管与并表监管良性互动、日常监管与危机管理统筹兼顾、微观审慎与宏观审慎有机结合。
Regulatory Joint Conferences are established by the relevant regulatory authorities and are designed to sustainably strengthen the permanent mechanism of regulatory cooperation and coordination among cross-border banking groups. It is a financial supervisory mechanism innovation born from the subprime mortgage crisis and is a global institutional arrangement promoted by the international community to strengthen the supervision of systemically important banks in the post-crisis era. Regulatory joint meetings are generally dominated by the home country supervisory authority of the banking group. They operate on the basis of a flexible organizational structure provided that the authorities sign a regulatory memorandum of understanding and have important systems for promoting the exchange of regulatory information, coordinating regulatory actions and strengthening crisis management Features. The establishment and promotion of this mechanism on a global scale reflects the major innovation in the banking regulatory concept. It emphasizes the benign interaction between the single supervision and the consolidated supervision, the overall supervision of daily supervision and crisis management, and the combination of micro-prudentialism and macro-prudentialism.