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在世界贸易组织WTO成立以后,随着各国的加入,世界经济出现一体化现象,给世界各国的经济发展带来了不少的便利。但是在金融危机之后,这种优势也变成一种影响经济的劣势。现如今,全球债务危机不断出现,经济处于低迷阶段,金融界竞争压力巨大,在这种状况下,近年出现的网络借贷平台出现在人们的视野中,并快速的发展起来。现在的金融环境不容乐观,维护经济安全变得至关重要。新出现的网络借贷平台的法律规制是否健全,使用人的利益是否能够得到有效的保障,这些都是本文即将讨论的问题。本文通过合理的分析研究之后,能够在网络借贷平台的法律问题上提出几条有效的建议来解决相应的问题,为维护经济安全做出贡献。
After the establishment of the World Trade Organization (WTO), the integration of the world economy with the joining of various countries has brought a lot of convenience to the economic development of all countries in the world. However, after the financial crisis, this advantage has become a kind of economic disadvantage. Nowadays, as the global debt crisis continues to emerge, the economy is in a downturn stage and the competitive pressures in the financial sector are huge. Under these circumstances, the emerging internet lending platform in recent years has emerged in the field of vision and rapidly developed. The current financial environment is not optimistic and maintaining economic security has become crucial. Whether the legal regulation of the emerging internet lending platform is sound or not and whether the interests of the users can be effectively protected are all the topics to be discussed in this article. After a reasonable analysis and research, this article can put forward several effective suggestions on the legal issues of the network lending platform to solve the corresponding problems and contribute to the maintenance of economic security.