去年以来,浙江温州、内蒙古鄂尔多斯和山东青岛等多个地方相继爆出民间借贷资金链断裂、老板欠债“跑路”的事件,说明民间借贷风险暴露已不是个别地区的局部问题。面对风起云涌的民间借贷危局,如何从源头理清民间借贷风险大范围暴露的原因,并采取行之有效的应对之策,是摆在各方面前的一道迫切需要破解的难题。 Since last year, Wenzhou, Inner Mongolia Erdos and Qingdao, Shandong and other places have broke the private lending funds chain rupture, the boss debt “run way ” incident, indicating that private lending risk exposure is not a localized problem in some areas. In the face of surging mortgage lending crisis, how to sort out the reasons for the widespread exposure of private lending risks from the source and take an effective countermeasure is an urgent problem that needs to be solved before all aspects.