世界各国的实践已经证明,小额信贷在消除贫困方面具有积极作用。但由于实施方式不同,各地在实施效果上呈现出较大差异。本文通过对会泽县小额信贷的现状与存在的不足来分析制约该县小额信贷可持续发展的因素,并在此基础上提出相应对策建议,从而实现精准扶贫的目标。 Practice in various countries in the world has proved that microcredit has a positive role in eradicating poverty. However, due to the different implementation methods, the performance of each place shows a big difference. This article analyzes the factors restricting the sustainable development of microfinance in Huize County based on the current situation and existing problems of microfinance in Huize County and puts forward corresponding countermeasures and suggestions to achieve the goal of precise poverty alleviation.