民营经济作为社会主义初级阶段基本经济制度的重要组成成分,在国民经济发展中成为一支不可忽视的力量。然而长期以来民营企业由于企业自身、政府政策和社会金融环境等方面的原因,融资成为制约其发展的最大瓶颈。本文从民营企业本身、政府政策以及社会环境三方面入手,探讨了融资的现状、原因以及对策。 As an important component of the basic economic system in the primary stage of socialism, the private economy has become a force that can not be ignored in the development of the national economy. However, for a long time, private-owned enterprises have become the biggest bottleneck restricting their development due to their own businesses, government policies and social and financial environment. This article starts from three aspects of private enterprise, government policy and social environment, and discusses the current situation, reasons and countermeasures of financing.