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保险是人类与风险作斗争的产物，是分散风险、转移损失的相互保障机制。保险实质上是一种“千家万户帮一家”的互助共济形式。它一般分为人身保险和非人身保险两大类。 最初的保险意识是伴随着早期航海贸易产生的。公元前 18世纪，地中海东岸的腓尼基人已以擅长航海贸易而?
Insurance is a product of the struggle between mankind and risk, and is a mutual guarantee mechanism that disperses risks and transfers losses. In essence, insurance is a kind of mutual aid and mutual aid form “one family for thousands of families”. It is generally divided into life insurance and non-life insurance two categories. The initial insurance awareness was accompanied by the early shipping trade. The 18th century BC, the Phoenicians on the eastern coast of the Mediterranean have been good at sailing trade?