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保险纠纷的解决直接关系到保险业的发展,所以,在选择解决方式时,既要发挥和解和诉讼解决纠纷的作用,更要进一步扩大仲裁的作用。同时,从公正地解决保险纠纷出发,正确认识保险合同的成立与生效,合法界定保险责任的开始与范围是极其必要的。
The settlement of insurance disputes is directly related to the development of the insurance industry. Therefore, when choosing solutions, it is necessary to give play to the role of reconciliation and litigation to resolve disputes, and further expand the role of arbitration. At the same time, judging from the just solution of insurance disputes, it is extremely necessary to correctly understand the establishment and entry into force of insurance contracts and to define legally the beginning and scope of insurance liability.