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在中国保险业,人寿保险虽起步较晚,但占整个保险市场份额的比例不断增加,保费收入已由1982年的159万元增至2005年的3697.48亿元1。占保费总收入的75.04%,寿险已超过产险成为保险市场的主要业务。截至2005年底,我国寿险行业深度、密度分别为1.78%、271.05元/人。2006年1-10月,我国寿险行业保费收入为3380.12亿元,同比增长11.29%,占总保费收入的71.91%,2产品种类不断趋于多样化。已由8O年代的几十种增加到2006年的数百种。
In the insurance industry in China, although life insurance started relatively late, its share in the entire insurance market continued to increase. Its premium income increased from 1.590 million yuan in 1982 to 369.748 billion yuan in 2005. Accounting for 75.04% of the total premium income, life insurance has exceeded the insurance business to become the insurance market. By the end of 2005, the depth and density of China’s life insurance industry were 1.78% and 271.05 yuan / person respectively. From January to October 2006, the premium income of China’s life insurance industry was 338.0812 billion yuan, an increase of 11.29% over the same period of previous year, accounting for 71.91% of the total premium income. The product variety of 2 types continued to diversify. Has increased from dozens of the 80s in the 1980s to hundreds in 2006.