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根据农业自然灾害的时空分布规律，对于不同地域、不同作物在不同的生长季内所遭受的自然灾害，确定出作物受灾级别和损失程度，提出农业自然灾害损失率的计算和分区方法，并制定出区域农业保险费率的确定方法．其方法和结论可供其它区域开展类似保险项目研究和业务工作参考
According to the spatial and temporal distribution of agricultural natural disasters, the natural disaster suffered by different regions and different crops in different growing seasons is determined by the level of disaster and the degree of loss, and the calculation and division method of agricultural natural disaster loss rate are formulated. Out of the area of agricultural insurance rates to determine the method. Its methodology and conclusions make it possible for other regions to undertake similar insurance project research and operational work references